Treasurer Stacy Garrity Encourages Pennsylvanians to Apply for Property Tax/Rent Rebate Program

Treasurer Stacy Garrity today encouraged eligible Pennsylvanians to apply for the Property Tax/Rent Rebate Program for this year’s rebate as soon as possible, noting that the Pennsylvania Treasury Department will begin sending rebates to approved applicants on July 1.

“Many more Pennsylvanians are eligible for the Property Tax/Rent Rebate Program this year because the General Assembly and the Governor made the smart decision to expand the program,” Treasurer Garrity said. “I encourage everyone who’s eligible to apply as soon as possible. Treasury will start making payments on July 1, which is the earliest we’re able to under the law – and we’ll continue making payments on a rolling basis after that. This essential program makes a huge difference for so many, including older Pennsylvanians and those living with disabilities, and I’m committed to getting these payments out as quickly as possible once applicants are approved by the Department of Revenue.”

The new law increased household income limits for rebates to $45,000 for homeowners and renters (up from $35,000 and $15,000, respectively). Claimants may exclude half of their Social Security income. The maximum standard rebate is now $1,000 (up from $650).

Treasurer Garrity especially encouraged first-time applicants to apply as soon as possible because the Department of Revenue has indicated they will need more time to verify new applicant information as part of their efforts to combat program fraud.

The Property Tax/Rent Rebate Program benefits Pennsylvanians age 65 and older, widows and widowers age 50 and older, and people with disabilities age 18 and older. Some homeowners may qualify for supplemental rebates. The deadline to apply for this year’s rebate is June 30, 2024.

As part of last year’s program expansion, beginning in 2025, the income limits will be adjusted annually based on the Consumer Price Index for All Urban Consumers (CPI). That calculation will be done by the Secretary of Revenue.

Since the program’s inception in 1971, more than $8 billion in rebates have been paid.

Treasurer Stacy Garrity Commends House for Passing Legislation to Strengthen PA 529 and PA ABLE

Treasurer Stacy Garrity today commended members of the Pennsylvania House for unanimously approving House Bill 1745, sponsored by Rep. Paul Friel (D-26), which will provide a tax credit for employers who contribute to PA 529 College and Career Savings Program accounts owned by their employees. The bill includes an amendment sponsored by Rep. Joe Emrick (R-137) to extend the same benefit to employers who contribute to employees’ PA ABLE Savings Program accounts. PA ABLE is a savings program for Pennsylvanians with disabilities.

“PA 529 and PA ABLE accounts are helping people all across Pennsylvania, and both have seen exceptional growth over the past three years,” Treasurer Garrity said. “I applaud the House for advancing this bill to strengthen both programs with tremendous bipartisan support. Creating tax credits will encourage employers to contribute to employees’ PA 529 and PA ABLE accounts, which will be a huge benefit for hardworking families as they save for the future.”

“The PA 529 program has helped hundreds of thousands of Pennsylvania families save for their child’s or grandchild’s future education,” Rep. Friel said. “I’m pleased that the PA 529 tax credit bill passed the House unanimously. We’re coming together to improve college access and make education more affordable by reducing the financial burden on Pennsylvania’s students and their families.”

“Addressing the skills gap and strengthening our workforce starts with access to education,” said Rep. Kristin Marcell (R-178), a strong supporter of the legislation. “By encouraging employers to invest in their employees’ futures, HB 1745 not only supports Pennsylvania families but also contributes to building a more skilled and educated workforce.”

HB 1745 would establish a 25 percent tax credit on employer contributions of up to $500 per participating employee per year. It would apply to contributions made to any PA ABLE account and any 529 account owned by a Pennsylvania resident.

Incorporating a tax credit for Pennsylvania employers who provide contributions to PA 529 accounts was recommended by the Tuition Account Program Advisory Board in the program’s most recent annual report. Seven other states – Arkansas, Colorado, Idaho, Illinois, Nebraska, Nevada and Wisconsin – provide a similar credit.

HB 1745 now moves to the Senate for consideration. Treasurer Garrity thanked Rep. Friel, Rep. Marcell, Rep. Emrick, Rep. Peter Schweyer (D-134), and Rep. Jesse Topper (R-78) for their key roles in advancing the legislation in a bipartisan fashion.

The PA 529 College and Career Savings Program helps families steadily and strategically save for future educational expenses like tuition, fees, books, equipment, room and board and more at qualifying technical, collegiate and apprenticeship programs. PA 529 plans also offer significant state and federal tax advantages and saving with PA 529 does not impact Pennsylvania state financial aid eligibility.

There are two options to invest with PA 529: the PA 529 Guaranteed Savings Plan, which allows families to save at today’s tuition rates to meet tomorrow’s tuition costs, and the PA 529 Investment Plan, which allows families to choose from a variety of investment options and received a Gold Rating from Morningstar in 2023, making it one of the top two 529 plans in the nation.

The PA 529 program has been helping families save and pay for education for more than 30 years. There are currently almost 300,000 PA 529 accounts with assets of nearly $7.5 billion.

Visit pa529.com to learn more about the PA 529 College and Career Savings Program.

PA ABLE (Achieving a Better Life Experience) accounts are a tax-free way for Pennsylvanians with disabilities, and their families, to save without affecting eligibility for important benefits. Treasurer Garrity recently announced the program’s fourth fee reduction in the past three years, resulting in annual savings of more than $80,000 for PA ABLE account owners.

To learn more about program eligibility and how to start saving with PA ABLE, visit paable.gov.

Treasurer Stacy Garrity Announces New INVEST Manager

Pennsylvania Treasurer Stacy Garrity announced today that Ryan Buxton has been promoted to INVEST Manager, a new position within Treasury’s Bureau of Cash Management.

Buxton will develop and implement strategies to grow INVEST’s assets and increase program participation statewide. INVEST helps local government and nonprofit organizations meet their financial goals.

“INVEST is a powerful program, and with Ryan taking this leadership role, I know more nonprofit organizations and local governments will benefit from it,” Treasurer Garrity said. “INVEST is tremendously flexible, and it’s a great tool to help organizations safely achieve growth without sacrificing liquidity. Ryan’s experience in community outreach in Treasury’s Bureau of Consumer Programs, and his many previous years working with INVEST, make him the perfect person for this important job.”

“I want to thank Treasurer Garrity for her leadership and vision and getting INVEST into both rural and urban communities across Pennsylvania,” Buxton said. “I’m excited to continue that vision by moving the program forward by making it easier to enroll in INVEST and spreading the word about our investment products to both nonprofit organizations and government entities. Whether you’re a fire company or a municipal government, INVEST is a safe place to realize a great return on your investment.”

Buxton has worked for Treasury since 1995, including 16 years with the INVEST Program. Prior to his new role as INVEST Manager, he worked as an Outreach Specialist with the Bureau of Consumer Programs, promoting the PA 529 College and Career Savings Program, Keystone Scholars, the PA ABLE Savings Program and unclaimed property.

INVEST is a tool designed for local government agencies and nonprofit organizations such as townships, counties, school districts, volunteer fire companies, libraries and others. The program, similar in concept to a money market fund, offers two pools – the INVEST Daily Pool and the INVEST Community Pool. There are also periodic custom investment opportunities for longer-term needs. Treasury’s investment staff, which also oversees investments and custody of more than $150 billion in public funds, manages INVEST portfolios.

Important features of INVEST include:

  • No minimum balance requirement;
  • Daily liquidity;
  • Unlimited transactions;
  • No transaction fees; and
  • No minimum or maximum deposits.

More than 260 entities currently use INVEST, and the program has assets totaling about $1.3 billion.

INVEST has received the highest credit rating possible, AAAm, from Standard & Poor’s Global Ratings (S&P) for both pool offerings.

Local government entities and nonprofit organizations can learn more about INVEST at patreasury.gov/invest or email investoperations@patreasury.gov.

Treasurer Stacy Garrity Celebrates One Million Withdrawals from PA 529 Accounts

September is College Savings Month and Treasurer Stacy Garrity celebrated today by announcing that more than one million withdrawals have been made from PA 529 College and Career Savings Program accounts. Since the program was created more than 30 years ago, account holders have used more than $5.6 billion to help pay for education expenses.

“The fact that families have made more than a million withdrawals from PA 529 accounts is a dramatic demonstration of the impact this incredible program is having for Pennsylvania families,” Garrity said. “PA 529 has been helping Pennsylvania families save for education since it was enacted as the Tuition Account Program in 1992. The career landscape continues to change, but the dependability and flexibility of PA 529 remains the same – helping families save and pay for education expenses no matter what type of training or education their child seeks.”

PA 529 accounts are designed to help Pennsylvania families steadily and strategically save for a wide variety of qualifying educational expenses, including apprenticeships, technical schools, colleges and universities, and even some K-12 expenses. There are two PA 529 plans to choose from, the PA 529 Guaranteed Savings Plan (GSP) and the PA 529 Investment Plan (IP).

There are currently more than 287,000 PA 529 accounts, more than at any time in the program’s history, including more than 110,000 PA 529 GSP accounts and more than 176,000 PA 529 IP accounts. Families have nearly $6.8 billion saved for future education expenses.

The PA 529 GSP allows families to save at today’s tuition rates to meet tomorrow’s tuition costs. Account earnings are based on college tuition inflation rates. Families can choose the tuition credit rate they wish to save at from community colleges to Ivy League universities.

The PA 529 IP offers a variety of investment options, including target enrollment portfolios that automatically reallocate assets as a child approaches postsecondary education enrollment. The PA 529 IP has received three consecutive Morningstar Silver ratings – establishing it as a best-in-class 529 plan nationwide.

“Since becoming Treasurer, I’ve taken big steps to make sure the PA 529 program is as affordable and accessible for any Pennsylvanian who wants to save for education,” Garrity said. “We’ve reduced fees for the PA 529 IP several times – including twice this year! And we’ve waived PA 529 GSP fees for two consecutive years. In total, these changes are saving account owners more than $11 million.”

Both PA 529 plans have significant state and federal tax advantages, including tax-free growth and no taxes owed on qualified withdrawals. PA 529 accounts are not subject to state inheritance tax and do not affect eligibility for state financial aid.

The PA 529 College & Career Savings Program was created by Act 11 of 1992, when Senate Bill 2, sponsored by Senator Robert Jubelirer, was signed into law by Governor Robert P. Casey, Sr. The bill passed both chambers of the General Assembly unanimously.

“Senator Jubelirer, his colleagues in the General Assembly and former Governor Casey all deserve a great deal of credit for their foresight,” Garrity said. “Their bipartisan work to help families save for education continues to pay off more than three decades later.”

Keystone Scholars, a more recent legislative initiative, provides children born in 2019 and after, with an automatic $100 to start education savings. The $100 will grow through investments made by Treasury and be ready to use for education expenses when the child turns 18. Families are encouraged to open their own PA 529 account and link it to their child’s Keystone Scholars account to see their total savings. Keystone Scholars uses no taxpayer dollars. Pennsylvanians with PA 529 accounts linked to their child’s Keystone Scholars accounts have already saved more than $65 million for future education expenses.

To learn more about saving with PA 529 or Keystone Scholars, visit pa529.com or call 800-440-4000.

Treasurer Stacy Garrity Praises Expansion of Property Tax/Rent Rebate Program, Reminds Pennsylvanians of Dec. 31 Deadline

Treasurer Stacy Garrity today congratulated the General Assembly and Governor Shapiro for expanding Pennsylvania’s Property Tax/Rent Rebate Program and encouraged eligible residents to apply now for the 2023 rebate.

“Expanding the Property Tax/Rent Rebate Program will help some of the most vulnerable Pennsylvanians – especially seniors on fixed budgets – at a time when the effects of historically high inflation continue to wreck household budgets,” Garrity said. “This essential program has provided more than $7.3 billion in relief since it started in 1971. One of Treasury’s highest priorities is processing these payments quickly to get the funds into the hands of the people who need them. The General Assembly and the Governor deserve a lot of credit for expanding it to help even more of our citizens.”

As of August 4, Treasury has processed 311,298 payments totaling $145.4 million for this year’s Property Tax/Rent Rebate program. The deadline to apply for a rebate this year has been extended to December 31, 2023.

“I encourage everyone who is eligible for this year’s rebates to apply as soon as possible,” Garrity said. “Treasury prioritizes getting these payments out the door and we will make payments on a rolling basis as applicants are approved by the Department of Revenue.”

Starting in 2024, the maximum standard rebate will increase from $650 to $1,000. The household income limit for property tax rebates will increase to $45,000 (up from the current $35,000 limit). The limit for rent rebates will also increase to $45,000 (up from $15,000).

Beginning in 2025, the new income limits will be adjusted annually based on the Consumer Price Index for All Urban Consumers (CPI). That calculation will be done by the Secretary of Revenue.

The Property Tax/Rent Rebate Program benefits Pennsylvanians age 65 and older, widows and widowers age 50 and older, and people with disabilities age 18 and older. Some homeowners may qualify for supplemental rebates.

For more information about eligibility, Pennsylvanians can contact their state legislators, visit the Department of Revenue’s website, revenue.pa.gov, or call 888-222-9190. Applications can be filed online through the Department of Revenue’s myPATH system.

Anyone who has already applied for this year’s rebate can check the status by using the Where’s My Rebate? online tool.

Treasurer Stacy Garrity Waives Fees for PA 529 GSP Accounts, Reduces Fees for PA 529 IP Accounts

Treasurer Stacy Garrity today announced that asset-based fees will be waived for PA 529 Guaranteed Savings Plan (GSP) account owners for the second consecutive fiscal year. Fee waivers will be funded by PA 529 GSP surplus earnings.

PA 529 Investment Plan (IP) account owners will also see a second fee reduction this year, as state fees will decrease by 0.5 basis points (0.005 percent) effective September 1, 2023. Last month Treasurer Garrity announced a reduction in operational support fees by 1.25 basis points (0.0125 percent). Combined, the IP fee reductions will result in a savings of more than $800,000 for account holders throughout this fiscal year.

“I’m cutting these fees because the great PA 529 College and Career Savings Program should be as affordable as possible for every family in our state,” Garrity said. “Lower fees help Pennsylvanians save more for their children’s education. PA 529 accounts are a tremendous tool to help the next generation afford the training and education they’ll need to enter the workforce, whether they attend one of our great technical schools, community colleges, or four-year universities – or if they enter an apprenticeship.”

There are more than 287,000 PA 529 accounts, including more than 111,000 PA 529 GSP accounts and more than 175,000 PA 529 IP accounts. Families have nearly $7 billion saved for future education expenses.

PA 529 accounts are designed to help Pennsylvania families steadily and strategically save for a wide variety of qualifying technical, collegiate, apprenticeship and K-12 educational expenses. Both PA 529 plans have significant state and federal tax advantages, and assets saved in PA 529 accounts do not affect eligibility for state financial aid.

The PA 529 GSP allows families to save at today’s tuition rates to meet tomorrow’s tuition costs. Account earnings are based on college tuition inflation rates, and families can choose the tuition credit rate they wish to save at from community colleges to Ivy League universities.

The Morningstar Silver Rated PA 529 IP offers a variety of investment options, and account earnings are directly tied to financial market performance.

To learn more about how to start saving with PA 529, visit pa529.com or call 800-440-4000.

Treasurer Garrity Leads National Effort to Overturn Mortgage Fees

Treasurer Stacy Garrity today announced that she is leading a national effort to eliminate new mortgage fees being imposed on home buyers with good credit and high down payments. The new fees, implemented via policy by the Federal Housing Finance Agency, go into effect today.

“This new policy makes it more expensive for people with good credit to buy houses – and that’s absurd,” Treasurer Garrity said. “Americans who have built a good credit score and saved enough to make a strong down payment should not be penalized and forced to pay more on their mortgage every single month. I’m proud that so many of my colleagues from across the country – representing a majority of states – have united to urge the immediate elimination of this policy.”

A total of 33 fiscal officers from 26 other states joined Treasurer Garrity in a letter to President Joe Biden and Federal Housing Finance Agency Director Sandra L. Thompson. “For decades, Americans have been told that they will be rewarded for saving their money and building a good credit score,” the letter states. “This policy turns that time-tested principle upside down.”

In the letter, Treasurer Garrity and her fellow fiscal officers point out that although FHFA claims the fees will be used to make mortgages more affordable for people with lower credit scores, there are far better ways to achieve that goal: “We all want to increase home ownership across our great country – that’s a central component of the American Dream. … But the right way to solve that problem is not to use the power of the federal government to penalize hardworking, middle-class American families by confiscating their money and using it as a handout. The right way is to implement policies which will reduce inflation, cut energy costs and bring lower interest rates.”

The letter concludes with a simple, direct request to President Biden and Director Thompson: “We urge you to take immediate action to end this unconscionable policy.”

Treasurer Stacy Garrity and Senator John DiSanto Announce Legislation

Standing just outside the Finance Building’s historic vault, Treasurer Stacy Garrity and Sen. John DiSanto (R-15) announced that legislation automating the process of returning unclaimed property to rightful owners – known as Pennsylvania Money Match – was introduced this week.

“This will be a huge step forward in our efforts to return unclaimed property to Pennsylvanians as quickly as possible,” Treasurer Garrity said. “Pennsylvania Money Match will get more money back into the wallets of hard-working Pennsylvanians, where it belongs. Many people don’t know they have unclaimed property, and we should make it as easy as possible to get these funds back where they belong. In today’s economy, every extra dollar can go a long way to helping families make ends meet.”

“I am pleased to join Treasurer Garrity to announce this new legislation that will return people’s unclaimed property more quickly, and without the burden of having to search and submit a claim,” Sen. DiSanto said. “This initiative, which has strong bipartisan support, is truly commonsense and has tremendous potential to help residents get back unclaimed funds during this period of high-inflation and stretched family budgets.”

Pennsylvania Money Match will authorize Treasury to automatically return single-owner property for living individuals valued up to $5,000 to the rightful owner after a thorough identification and verification process. At least 14 other states have successfully implemented similar programs to automatically reunite their residents with many millions of dollars in unclaimed property.

For larger and more complex claims, owners would continue to fill out a claim form and submit additional information required to confirm their identity and rightful ownership.

Senator DiSanto introduced Senate Bill 24 to create Pennsylvania Money Match. SB 24 was referred to the Senate Finance Committee.

“I applaud Senator DiSanto for taking the lead on this important legislation,” Treasurer Garrity said. “I look forward to working with him and the entire General Assembly to make this much-needed change to our unclaimed property program. And, as always, I encourage all Pennsylvanians to search our database for money that may be theirs.”

Since taking office, Treasurer Garrity has implemented multiple improvements to the unclaimed property program, including:

Treasury returned more than $211 million worth of unclaimed property in 2022. More than $4 billion is currently waiting to be claimed. One in ten Pennsylvanians is owed unclaimed property, and the average claim is worth about $1,600.

Treasurer Stacy Garrity Announces America Saves Week Webinars

Treasurer Stacy Garrity today announced three upcoming webinars as part of America Saves Week, which runs February 27 through March 3. America Saves Week is an annual event to encourage families to make informed choices when it comes to saving and protecting money, reducing debt, and building wealth.

“America Saves Week is the perfect time to highlight Treasury’s great savings programs and let families across Pennsylvania know that we can help them save more effectively,” Garrity said. “I’m excited to work with the Pennsylvania Bankers Association and PHEAA for these webinars to help get the word out about the great financial resources available to Pennsylvanians.”

Treasury is partnering with experts to present three free webinars that will cover cybersecurity, student financial aid, and an overview of Treasury’s savings programs, including the PA 529 College and Career Savings Program, Keystone Scholars and the PA ABLE Savings Program.

The America Saves Week webinar schedule is:

This session, presented by the Pennsylvania Bankers Association, will share information about the current cybersecurity landscape and provide tips on safeguarding your financial information. 

Presented by Treasury and the Pennsylvania Higher Education Assistance Agency (PHEAA), this session will cover affordable ways to pay for college, including the benefits of PA 529 plans and other aspects of financial aid to cover funding gaps, such as PA Forward Student Loans.

Presented by Treasury, this session will illustrate how families can use Treasury’s savings programs to build a brighter future, including PA 529, Keystone Scholars, and PA ABLE.

The PA 529 College and Career Savings Program helps families steadily and strategically save for future education expenses. Treasury offers two plans; the PA 529 Guaranteed Savings Plan, which allows families to save at today’s tuition rates to meet tomorrow’s tuition costs, and the PA 529 Investment Plan that offers a number of investment options. Both plans offer significant state and federal tax advantages and can be used for a wide variety of qualifying technical, collegiate, apprenticeship and K-12 educational expenses.

Keystone Scholars jumpstarts educational savings by providing a $100 investment for every child born to a Pennsylvania family on or after January 1, 2019. The program uses no taxpayer money, and the funds are invested by Treasury to grow as the child grows. The funds can be used after a child’s 18th birthday for a wide variety of postsecondary educational expenses.

PA ABLE is a tax-free way for Pennsylvanians to save for disability-related expenses while maintaining government disability benefits. PA ABLE allows for up to $17,000 in savings annually, and up to $100,000 total without impacting important benefits like Supplemental Security Income (SSI) and Medicaid. Funds are easy to access and may be used for a wide range of expenses.

To register for one or more of these free webinars, visit pa529.com/webinars.

To learn more about all of Treasury’s Consumer Savings Programs, visit patreasury.gov/consumer.

Media contact:
Samantha Heckel, Press Secretary, 717-418-0206 or sheckel@patreasury.gov

Treasurer Stacy Garrity Features All 67 Counties in Campaign

Treasurer Stacy Garrity announced today that manufacturers and makers from all 67 counties across the Commonwealth have been featured in the #MadeInPAMondays social media campaign since the initiative began in May 2021.

“Manufacturing is the driving force behind Pennsylvania’s economy, employing millions of hardworking Pennsylvanians and generating billions of dollars for our economy,” Treasurer Garrity said. “The time I spent in the private sector showed me firsthand the difference a business can make in its community. That’s why I make it a priority to visit manufacturers and makers from all corners of our state and highlight the incredible work they do through this social media campaign.”

“Manufacturing upholds the quality of life in communities across the commonwealth,” said David N. Taylor, President & CEO of the Pennsylvania Manufacturers’ Association. “Our sector adds the most value, generates the most jobs in related industries, and provides the best wages and benefits in the marketplace. Manufacturers are also significant local taxpayers, sustaining important public services including schools, first responders, and public infrastructure. We are grateful to Treasurer Garrity for showcasing our amazing Pennsylvania manufacturers and the way they innovate, invest, and make the goods that sustain our American civilization.”

The #MadeInPAMondays campaign, which can be seen on Instagram (@PATreasury), Twitter (@PATreasurer) and Facebook (PA Treasurer Stacy Garrity), features a different Pennsylvania manufacturer or maker every Monday.

Manufacturers and makers from a range of industries have been highlighted, including agriculture, chemical, machinery, and electronics.

Some of the recent companies featured in #MadeInPAMondays are Dynamic Manufacturing in Armstrong County, Ebtech Industrial Building Solutions in Fayette County, and Logyard Brewing in McKean County.

Dynamic Manufacturing, which was acquired by Matric Group in 2005, has provided electronics contract services for a variety of industries, including aerospace and transportation, for more than 30 years.

“As a Pennsylvania manufacturer dealing with the current decline in the workforce, we must invest more in our youth, so they want to stay and work in the area,” said Brad G. Turner, Vice President of Business Development & Marketing at Matric Group. “Matric and Dynamic Manufacturing continue collaborating with the region’s education system to promote electronic manufacturing job opportunities to high school juniors and seniors. Through co-ops, internships, and apprenticeship programs, students learn about what we do and the jobs we offer. When they graduate and join our team full-time, they can take advantage of our tuition reimbursement program. Electronics manufacturing is an exciting industry, and we invite you to join us!”

Founded in 1995, Ebtech Industrial is a global manufacturer of modular building solutions and leading defense contractor for shelters.

“When we bought Ebtech Industrial Building Solutions 15 years ago, we had worked with five states to discuss the relocation of this business from Missouri,” said Donald Travis, Managing Partner at Ebtech Industrial Building Solutions. “The state of Pennsylvania stepped up and provided us with a package that incentivized us to move here. Since that time, Ebtech Industrial has grown to a GSA listed defense contractor and global supplier of modular buildings and is the largest manufacturer and provider of some very specific types of structures in the USA. We are very proud of our people and our company’s growth and the support we have had by being in Pennsylvania.”

Located in the Allegheny National Forest, Logyard Brewing is a hyper-local brewery with a designated PA Preferred status through the Pennsylvania Department of Agriculture.

“We chose Kane, Pennsylvania, over Arlington, Virginia, for our home base and production facility for Logyard Brewing because we knew the positive economic impact it could have on our rural communities,” said Royce Novosel-Johnson, Co-Founder of Logyard Brewing. “We’re very proud of being a PA Preferred brewery, which shows our commitment to Pennsylvania agriculture and farmers. It means a lot to us to be featured and included in #MadeInPAMondays because being made in PA is something we’re very proud of.”