Michelle Kowalewski Promoted to Commercial Loan Officer II at HNB David Raven, President and CEO of The Honesdale National Bank, announced Michelle Kowalewski has been promoted to Commercial Loan Officer II. In making the statement, Raven noted, “Michelle understands our values as a company and contributes to the support of our community day in and day out.” He said, “The Northern Susquehanna County market is a fresh focus of HNB and we have no doubt she will continue to provide strong service to our customers in her new role.” In her current role, Kowalewski is Mortgage Advisor at the Hallstead Office and assists customers and employees with daily functions as well as helping with mortgage recommendations. Originally from Montrose, Michelle received a Bachelor’s of Science Degree in Agricultural Business Management from Penn State University. She has been in the financial industry for 6 years. Previously, she worked as an Agricultural Loan Officer for AgChoice Farm Credit in Northeastern, PA. She will continue to provide her expertise as Commercial Loan Officer II at HNB. In mentioning her career with the bank, she said “I am excited to return back to commercial lending after working in residential mortgage lending for two years.” She mentioned, “I hope to continue HNB’s expansion in the Susquehanna County market area and strengthen existing relationships with our current customers.” Outside of the bank, Michelle is an active member of local clubs and organizations, serving as Organizational Club Leader of the Born to Show 4-H Club, President of the Susquehanna County 4-H Livestock Committee, member of the Susquehanna County Youth Program Advisory Committee. Member of the Harford Agricultural Society, Youth advisor for the Susquehanna County Jr. Holstein Club, and a member of St. Mary’s Church, in Kirkwood, NY. In her spare time, Michelle enjoys serving as a 4-H Club leader, attending her kids’ sports events and 4-H activities, camping, and is eager to attend Penn State football games again this fall. For more information on HNB’s products and services, visit www.hnbbank.bank.