SBA Covid-19 Relief Programs and Services Webinar

The U.S. SBA Eastern PA District presents information on pandemic assistance and programs and services available for small businesses on October 6. This is a no cost webinar. Registration is required; register here.

Presenters: Steve Dixel, SBA Eastern Pennsylvania District Director, and Sonia Smith, Public Information Officer

Steven R. Dixel serves as the district director for the U.S. Small Business Administration’s (SBA) Eastern Pennsylvania District Office, where he is responsible for the delivery and leadership of the agency’s financial and business development programs throughout the eastern 40 counties of Pennsylvania. He has nearly 30 years of federal service, during which he has worked for three federal agencies in the Financial and Operations fields throughout his career. Prior to his appointment as district director, Dixel served as Business Operations Officer at the SBA’s Office of Field Operations, where he oversaw day-to-day financial operations, planning, and risk management affecting nearly 40% of the SBA’s workforce. Dixel also served as Senior Analyst with the SBA’s Office of Chief Financial Officer, where he provided technical financial research and analysis related to SBA’s loan portfolio and other programs. Dixel was awarded SBA’s 2014 Mission Support Award – the highest honor given to an SBA employee – by the SBA’s Administrator for demonstrating outstanding service in the successful accomplishment of SBA’s mission and strategic goals. Dixel holds a Bachelor of Science in Mathematics/Management and a Master of Business Administration. He is also a graduate of the Partnership for Public Services, Excellence in Government Program.

Sonia Smith joined the US Small Business Administration Eastern Pennsylvania District Office in 2013. She is SBA’s Public Information Officer for the 40 counties in Eastern Pennsylvania as well as the Economic Development/Lender Relations Specialist for Wayne and Pike Counties. Sonia is a subject matter expert on women business owners, encore entrepreneurship, entrepreneurial reentry (ex-offenders) programs, microlending, and mission-focused community-based lending. Sonia has taken the lead in SBA programs for small business such as the Rural Initiative and the Pandemic Capital Programs. In addition, Sonia manages the official Twitter account for the district office – so follow the office @SBA_EasternPA. She previously served as the Economic & Business Development Program Administrator for the County of Bucks, Pennsylvania. Prior to joining the government, she founded, financed, and directed a technology company and then structured its sale to a publicly traded company after more than 10 years of operation.  Ms. Smith has an extensive career in banking with Mellon Bank (now Citizens Bank) and CoreStates Bank (now Wells Fargo). Ms. Smith is a bilingual, first-generation American and holds a B.S. degree from Penn State in Quantitative Business Analysis with an Economics Minor. Sonia, a breast cancer survivor, volunteers with Fox Chase Cancer Center as an inspirational speaker.

Peoples Security Bank & Trust Announces New Executive Hires

Peoples Security Bank & Trust Company (“PSBT”) is pleased to announce the following executive level appointments to its first business center in the state of New Jersey, which is slated for a public grand opening in October 2021.

John J. Pagano, Senior Vice President, New Jersey Market Manager 

Pagano joins the team with over 27 years of banking experience specifically within the commercial real estate market, including the multifamily sector, MHPs, grocer-anchored retail, credit-anchored retail, self storage, industrial and medical office assets. Along with his proficient management capabilities in leading high-performing teams, Pagano holds designated concentrated experience in portfolio management and client retention. Within his management role, Pagano will be instrumental in cultivating the brand’s outward visible presence in the market. As the designated primary leader, his position will also entail proactively building long-term relationships with business owners and clients throughout the region.

Prior to his hiring at Peoples Security Bank & Trust, Pagano served as Vice President/Relationship Manager at Lakeland Bank in Waldwick, NJ, in which he was responsible for originating, structuring, and negotiating commercial real estate loans throughout South Jersey, Southeastern Pennsylvania, and Northern Delaware. Previously, he was appointed as Vice President at Oritani Bank in Cherry Hill, NJ, where during his tenure he structured and negotiated commercial real estate loans within the same geographic territory. Prior to that, as Vice President of Columbia Bank in Voorhees, NJ, Pagano was tasked with developing commercial real estate and construction loans while simultaneously establishing and overseeing relationships in South Jersey, as well as the Philadelphia Metro region. Pagano also held senior positions related to commercial lending activities at Amboy National Bank in Old Bridge, NJ, as well as the former United Jersey Bank (Summit Bank) in Princeton, NJ. 

Pagano earned an Associate of Science degree in Law Enforcement from Mercer County Community College, as well as a Bachelor of Science in Finance from Rider University. He also received a Certificate in Banking from the American Institute of Banking. A dedicated civic leader and passionate community volunteer, Pagano is a good standing member of the Mortgage Bankers Association. Vice Chairman & Class IV Member of the Florence Township Planning Board, he also holds active memberships with the Florence Township Environmental Commission and Florence Township Mayor’s Task Force on Affordable Housing. He is involved as a subcommittee member for the Former Roebling Steel Site Rezoning Committee, an assistant cubmaster and den leader for Roebling/Florence Pack 3, an assistant scoutmaster for Roebling/Florence Troop 3, and a fundraising chair for the Roebling Pack 3 Committee. Additionally, he is also a BSA-certified Merit Badge Counselor for the Garden State Council. Pagano is a resident of Florence, NJ. 

Thomas G. Guinan Senior Vice President, Senior Commercial Lender

Guinan joins the team with over three decades of experience in managing complex portfolios within the commercial mortgage space, construction sector, and residential loan arena. Throughout the duration of his career, Guinan has excelled in creating precise financial solutions to stimulate substantial portfolio management growth to a wide variety of clientele throughout the Tri-State area, as well as Eastern Pennsylvania and Delaware. In his new executive management role, Guinan will be responsible for developing new commercial business activity in the form of lending, advisory, and treasury services for the regional market. 

Prior to his recruitment to Peoples Security Bank & Trust, Guinan was most recently named as Vice President, Relationship Manager at Lakeland Bank in Waldwick, NJ. Previously, he was a Senior Vice President, Commercial Lending Office at ConnectOneBank in Englewood Cliffs, NJ. His work experience has also included serving as Executive President, Chief Lending Officer at Oritani Bank in the Township of Washington, NJ, and Senior Vice President – Commercial Lending Officer at Columbia Bank in Fair Lawn, NJ. 

Guinan earned a Bachelor of Science degree in Finance from Fairleigh Dickinson University. In his spare time, he enjoys serving as a Public Member of the Bergen County Bar Ethics Committee, a Trustee of the Bergen County Bar Foundation, and a Trustee of the Hackensack Golf Club. Guinan is a resident of Wyckoff, NJ.  

“The extraordinary talent and experience of these two professionals will provide depth and added value to our new and existing customers of Peoples Security Bank & Trust in the New Jersey market,” remarked Neal Koplin, Senior Executive Vice President – Chief Banking Officer. “With the support of a strong leadership team in John and Tom, we look forward to welcoming new customers and providing enhanced services to existing customers across this region in the near future.” 

For customers wishing to schedule a virtual or in-person meeting with either Mr. Pagano or Mr. Guinan before the business center opens in October 2021, they may email: john.pagano@psbt.com or thomas.guinan@psbt.com

NeighborWorks NEPA Announces Grant for Aging in Place Services

Staff from NeighborWorks Northeastern Pennsylvania were joined today by U.S. Senator Bob Casey (D-PA) to announce the receipt of a $1 million grant from the U.S. Department of Housing & Urban Development (HUD) for the expansion ofAging in Place Services in Lackawanna and Wayne Counties.

Awarded as part of HUD’s Older Adult Home Modification Program (OAHMP), the grant will fund safety upgrades and home improvement projects in 225 homes to meet the needs of low-income elderly homeowners in Lackawanna and Wayne counties.

“Seniors across the nation have made their desire to live in their own homes resoundingly clear, which is why the work that NeighborWorks does is so vital,” said Senator Casey. “These dollars will go directly to seniors who need services and supports such as safety adjustments, home repairs and accessibility modifications that will allow them to live safely and with dignity. I look forward to seeing the benefits that will reach Northeastern Pennsylvania seniors as a result of this grant and I will continue to advocate for a historic federal investment in home and community-based services.”

“The Office of Lead Hazard Control & Healthy Homes is excited to broaden our scope to include the Older Adults Home Modification Program (OAHMP),” Yolanda Brown, Lead and Healthy Homes Program Division Director for the U.S. Department of Housing and Urban Development, said of the program expansion. “OAHMP provides funding to assess the needs of low-income, elderly homeowners and make home modifications that are responsive to those needs. The work made possible by these funds help to make activities of daily living (e.g. eating, cooking, moving around the home) easier for our beneficiaries and extend their opportunity to safely age-in-place.”

“We are most thankful for the support of Senator Casey and the U.S. Department of Housing and Urban Development in supporting our Aging in Place program with this significant investment,” Jesse Ergott, NeighborWorks Northeastern Pennsylvania President & CEO, said of the award. “Being able to reach more older adults in Lackawanna County, together with the expansion of Aging in Place services in Wayne County, will make a profound impact for the good of older adults in Northeastern Pennsylvania.”

Since its inception in 2015, the Aging in Place program of NeighborWorks Northeastern Pennsylvania has provided homeowners aged 60 and above with services that focus on assisting them to continue living safely and with dignity in their home and community. Services provided as part of the Aging in Place program include critical safety modifications, home repairs, senior isolation prevention, financial coaching, and more.

NeighborWorks Northeastern Pennsylvania is one of 32 grant recipients across the United States to be receiving funding in this round of OAHMP awards; other grant recipients include local and state government entities, nonprofit agencies, and public housing authorities. Altogether, more than 5,000 beneficiaries nationwide will be reached by services that will assist seniors in continuing to live in their homes.

Lackawanna County residents seeking Aging in Place services should contact the Lackawanna County Area Agency on Aging at 570-963-6707 to ask for an Aging in Place referral. Wayne County residents seeking Aging in Place services are asked to contact the Wayne County Area Agency on Aging by calling 570-253-4262.

Munley Law Announces $4 Million Settlement with Incompetent Trucking Company

Munley Law won a $4 million settlement for a client from a shipping company that selected an incompetent trucking company to transport its goods.

Munley Law represented a couple that was severely injured in a multi-vehicle accident caused by one of the trucking company’s tractor trailers. According to the complaint, the accident occurred in a construction zone when a tractor trailer was unable to stop because its brakes were not properly adjusted. The truck rear ended the couple, causing a multiple vehicle collision. The accident left the couple with life-altering injuries, including paraplegia and severe back injuries.

According to the complaint, the truck carried the mandatory minimum insurance of $750,000.

“This settlement will go a long way to help our clients recover from such a horrific accident,” said Marion Munley, lead counsel on the case. “It also sends a clear message to shipping companies to do their due diligence before selecting a carrier.”

For more than 60 years, the truck accident lawyers at Munley Law have been recognized nationwide as industry experts. Their attorneys have helped to create many of the laws that protect truck accident victims today. They have won groundbreaking settlements and verdicts for their clients.

Northeast Regional Cancer Institute Cuts Ribbon at New Location

The Northeast Regional Cancer Institute hosted a ribbon cutting ceremony to unveil the new office space and feature their new logo on Thursday, August 26, 2021. The new office is located at 312 Adams Ave, Scranton. After the ribbon cutting, office tours were available. 2021 marks the Cancer Institute’s 30th anniversary year.

Back row, from left to right:   Adam Basalyga, Bedrock Technology, Frank Suraci, Bedrock Technology, Michael Frigoletto, DeLuca Frigoletto Advertising, Robert Durkin, President, Greater Scranton Chamber of Commerce, Holly Carron, NRCI Board Member, Dr. Samuel Lesko, Medical Director, Northeast Regional Cancer Institute, Brian Doughton, District Director for Senator Marty Flynn, and Bill Davis, Chief of Staff for Pennsylvania State Representative Kyle Mullins.  

Front row, from left to right: Amanda E. Marchegiani, Community Relations Coordinator, Northeast Regional Cancer Institute, Ann Crisanti, Chief Financial Officer, Northeast Regional Cancer Institute, Susan Belin, NRCI Board member and NRCI founder, Karen M. Saunders, President, Northeast Regional Cancer Institute, Mayor Paige Cognetti, Representative Bridget Kosierowski, Laura Toole, Executive Vice President, Northeast Regional Cancer Institute, Karen Ryczak, Director of Surveillance and Navigation Programs, Northeast Regional Cancer Institute, and Jennifer Manganello, District Staff for Congressman Matt Cartwright.

Swift Kennedy Helps Employers Stay Compliant

As if high inflation and Covid issues were not enough to deal with, local business owners must now also grapple with a slew of new federal government regulations.

“Whether we’re talking about OSHA, DOL, or other regulations, employers are struggling to stay compliant in order to avoid time-consuming audits and high penalties,” said Jerry Calistri, President and CEO of the insurance brokerage firm Swift Kennedy & Associates.

Compliance Guidance

That is why Swift Kennedy offers business owners access to virtual tools to help answer the pressing compliance questions they often have when faced with new regulations.

These tools inform employers when laws change and advise them about compliance with the revised rules. The resources also enable them to stay ahead of legislative deadlines and access timely information about the latest industry trends.

Benefit Notices

Swift Kennedy not only provides business owners with compliance guidance, but also generates many government-mandated benefit notices to help them avoid violating ERISA, ACA, HIPAA, and other laws. These documents include Wrap Summary Plan Descriptions (SPDs) and Wrap Plan Documents, which wrap around the companies’ certificates of insurance and benefit plan booklets.

The agency also provides clients with detailed information about the distribution requirements of these notices. These requirements are important, because when employers who are plan administrators fail to maintain and distribute certain documents like SPDs to plan participants within a set timeframe, their companies may be faced with audits and/or stiff penalties.

ACA Monitoring and Reporting

Many large businesses also need help complying with the Affordable Care Act’s tax regulations, such as its employer shared responsibility provisions. Swift Kennedy offers these clients strategic planning, as well as the digital tools needed for plan implementation, monitoring of hourly activity, and generation of monthly reports in order to prepare for annual IRS reporting and audits.

COBRA Administration

For businesses with employees who choose to continue their company health insurance coverage after leaving employment, Swift Kennedy offers COBRA administration, which includes providing HIPAA certificates and required letters, as well as employer reporting. Companies using this service rather than in-house COBRA administration usually see substantial savings.

So, what is the best way for business owners to ensure that their companies comply with the tangled web of federal government regulations?

“I advise employers to meet with an experienced insurance broker, who can help them analyze their benefit plans for compliance and set up a roadmap to prevent any violations in the future,” said Calistri, who is a Certified Healthcare Reform Specialist.

Geisinger Receives Grant to Develop Diagnostic Tool for Genetic Disorders

A team of Geisinger researchers has been awarded a $5 million grant from the National Institute of Health’s National Human Genome Research Institute to develop a tool that will allow healthcare providers to diagnose a genetic basis for select medical conditions in real time.

Determining that a medical condition has a genetic basis can have a significant impact on the course of treatment. The proposed High Impact Phenotype Identification System (HIPIS) will shorten the time between onset of symptoms and discovery of a genetic basis for 13 medical conditions, improving patient care and outcomes.

“Complex diseases frustrate patients and create a burden on healthcare systems through multiple hospitalizations and frequent testing,” said Marc Williams, M.D., professor at Geisinger’s Genomic Medicine Institute and principal investigator for the project. “Enabling physicians to access genetic information in real time could prevent much of this burden by eliminating the gap between onset of symptoms and genetic diagnosis.”

The research team has identified 13 “high-impact” conditions with a high likelihood of having a genetic basis or for which a genetic diagnosis would significantly affect or alter management of the condition. These include pediatric epilepsy, heart disease, Type 2 diabetes, and congenital kidney disease, among others.

An analysis of Geisinger’s electronic health records showed that the average time from symptom onset for one of these conditions to diagnosis as a genetic condition is 3.5 years, and in some cases can take up to 12 years. This delay in genetic diagnosis can affect the patient’s treatment and overall health outcomes.

Working alongside experts in each specialty, researchers will develop models that can identify patients with documented clinical signs and symptoms of these high-impact conditions and allow healthcare providers to screen for and diagnose a genetic basis in real time. The team will also analyze clinical workflow to determine the best points at which to present genetic information to providers.

“This project is a compelling example of something we do well at Geisinger – using robust genomic and clinical data to help make better health easy for our patients,” said Adam Buchanan, M.S., M.P.H., associate professor and director of Geisinger’s Genomic Medicine Institute.

Geisinger has an exciting research environment with more than 50 full-time research faculty and more than 30 clinician scientists. Areas of expertise include precision health, genomics, informatics, data science, implementation science, outcomes research, health services research, bioethics and clinical trials.