Pennsylvania Treasury, Secretary Visits Coffee Inclusive for National ABLE Savings Day

Pennsylvania Treasurer Stacy Garrity today visited Coffee Inclusive in Pittston, Luzerne County to celebrate National ABLE Savings Day and promote the PA ABLE Savings Program. PA ABLE (Achieving a Better Life Experience) accounts are a tax-free way for Pennsylvanians with disabilities, and their families, to save without affecting eligibility for important benefits.

Frank Bartoli, founder and CEO of PA Inclusive, parent organization of Coffee Inclusive, led a tour of the coffee shop and bakery. Coffee Inclusive employs over twenty people with intellectual disabilities and autism. 

“The opportunities provided by Coffee Inclusive are life-changing, and their facility is incredible,” Treasurer Garrity said. “I’m always inspired by the people I meet in every corner of the Commonwealth who save with PA ABLE, and I encourage everyone who has a family member or friend with a disability to learn more about what PA ABLE can do for them.”

“It was an honor to host Treasurer Stacy Garrity at Coffee Inclusive for National ABLE Savings Day and to learn more about improvements coming to ABLE eligibility,” said Frank Bartoli, Founder and CEO of PA Inclusive. “As a parent of an adult child with Down Syndrome, an ABLE account will allow my daughter, Ellie, to live an even better life.” 

Since 2021, annual account maintenance fees have been reduced five times for PA ABLE account owners. Currently, to be eligible to save with an ABLE program, a person’s disability must be onset prior to their 26th birthday. Starting in January 2026, ABLE eligibility will be expanded to include those whose disability is onset prior to age 46. This gives more than six million more Americans, including one million Veterans the opportunity to save with ABLE programs.

States were authorized to create ABLE programs with the passage of federal ABLE legislation in 2014. PA ABLE was enacted in 2016 with leadership from Senator Lisa Baker; the first PA ABLE account was opened the following year. Since then, the program has grown to be the fifth largest in the nation with nearly $170 million saved and over 11,000 accounts. Under Treasury Garrity’s leadership, PA ABLE account assets have more than tripled.

PA ABLE account owners can save and pay for a wide variety of disability-related expenses, like groceries, rent, healthcare, transportation, and longer-term expenses including education and assistive technology.

“PA ABLE is a tremendous tool to help our family and friends with disabilities live more independently and plan for a secure future,” Treasurer Garrity said. “Treasury is celebrating National ABLE Savings Day by helping more and more families learn about this great program with a live webinar tonight. Anyone can register to learn more about this empowering program, and I encourage anyone with a family member or friend who can benefit from PA ABLE to attend and learn more.”

PA ABLE offers several different savings and investment options, including a checking account. PA ABLE account owners can contribute up to $19,000 per year. Contributions can be deducted on PA state income taxes. 

To learn more about PA ABLE, the Pennsylvania Treasury will host a free webinar tonight at 6 p.m. with additional webinars slated for September and October. To register for this webinar, or others, please visit paable.gov/webinars.

To learn more about program eligibility and how to start saving with PA ABLE, visit paable.gov, email info@paable.gov or call 855-529-2253.